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Updated: Oct 10, 2019

The Ontario Government is proposing a new “care not cash” default clause within the accidents benefits insurance.

What does this mean?

The clause will prevent injured individuals from settling their accident benefits claims with their own insurance company for a lump sum.

A lot of insurance companies have started implementing this causing clients to close down their files.

‘Care, Not Cash’ will become the default for all standard auto insurance policies to ensure that a driver’s auto insurance policy will pay for treatment The government also recognizes that drivers should have choice, so drivers who want to be eligible to receive cash settlements will have the ability to choose that option when they purchase their auto insurance policy. The government will be consulting on implementation details.

Consumers will need to speak to their brokers to discuss their options.  A lot of people don’t and have no idea what their policy entitles them to until they get into an accident.

Please refer to the following links for more information on “Care Not Cash”.




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